Allianz Insurance Company of Kenya Limited (Allianz Kenya)

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Income Guarantee Upon Injury (Personal Accident Insurance)

Allianz Kenya personal accident insurance saves you from the deep dreaded thoughts, so you can live blissfully. It guarantees you a reliable income in case of an accidental injury, affording you the same lifestyle you’ve worked hard to achieve and maintain regardless of what life throws at you. We designed our cover with you in mind. Our policy covers arrays of eventualities associated with accidental injury; from medical emergencies, temporary and permanent disability and even death. The benefits include; income while being hospitalized until you recover, a monetary payment in case of disability or a lump sum benefit to next of kin in case of death. In addition to that, the dental cost, ambulance expense, wheelchair acquisition, counseling and physiotherapy costs are covered. The Allianz Kenya Personal Insurance Cover is available for individuals and families. What’s more, you can buy it for your students or children who are in need of a Personal Accident Insurance without necessarily having the parents covered as well. See the options below and buy online today.

	Option 1	Option 2	Option 3	Option 4	Option 5	Option 6
Death Benefits	Upto KES 520,000	Upto KES 1,030,000	Upto KES 2,040,000	Upto KES 5,050,000	Upto KES 8,075,000	Upto KES 10,100,000
Death	500,000	1,000,000	2.000,000	5,000,000	8,000,000	10,000,000
Last expense	20,000	30,000	40,000	50,000	75,000	100,000
Disability Benefits	Upto KES 760,000	Upto KES 152,000	Upto KES 265,000	Upto KES 578,000	Upto KES 904,000	Upto KES 1,130,000
Permanent Total Disability	500,000	1,000,000	2,000,000	5,000,000	8,000,000	10,000,000
Temporary Total Disability	5,000	10,000	12,500	15,000	20,000	25,000
Medical Benefits	Upto KES 92,500	Upto KES 158,000	Upto KES 175,000	Upto KES 280,000	Upto KES 367,500	Upto KES 517,500
Medical Reimbursement	50,000	100,000	100,000	150,000	200,000	300,000
Artificial limbs	10,000	15,000	20,000	50,000	75,000	100,000
Dental Expenses	5,000	5,000	7,500	10,000	10,000	12,500
Ambulance expense	10,000	15,000	20,000	30,000	35,000	40,000
Wheel chair	5,000	6,500	7,500	10,000	10,000	15,000
Hospital Cash (Payable once)	2,500	5,000	7,500	10,000	12,500	15,000
Counselling	5,000	5,000	5,000	10,000	10,000	15,000
Physiotherapy	5,000	6,500	7,500	10,000	15,000	20,000

	Option 1	Option 2	Option 3	Option 4	Option 5	Option 6
Death Benefits	Upto KES 60,000	Upto KES 120,000	Upto KES 230,000	Upto KES 540,000	Upto KES 850,000	Upto KES 1,060,000
Death	50,000	100,000	200,000	500,000	800,000	1,000,000
Last expense	10,000	20,000	30,000	40,000	50,000	60,000
Disability Benefits	Upto KES 76,000	Upto KES 101,000	Upto KES 202,000	Upto KES 505,000	Upto KES 808,000	Upto KES 1,010,000
Permanent Total Disability	50,000	100,000	200,000	500,000	800,000	1,000,000
Temporary Total Disability	KES 500	1,000	2,000	5,000	8,000	10,000
Medical Benefits	Upto KES 57,000	Upto KES 92,000	Upto KES 152,500	Upto KES 232,500	Upto KES 295,000	Upto KES 385,000
Medical Reimbursement	25,000	50,000	100,000	150,000	200,000	250,000
Artificial limbs	5,000	10,000	15,000	20,000	25,000	50,000
Dental Expenses	5,000	5,000	5,000	10,000	10,000	10,000
Ambulance expense	5,000	10,000	15,000	20,000	25,000	30,000
Wheel chair	5,000	5,000	5,000	10,000	10,000	10,000
Hospital Cash (Payable once)	2,000	2,000	2,500	2,500	5,000	5,000
Counselling	5,000	5,000	5,000	10,000	10,000	15,000
Physiotherapy	5,000	5,000	5,000	10,000	10,000	15,000

Events you are covered for

Death

In the unfortunate event of accidental fatal injuries, the cover will pay the legal representative the benefit specified in the policy schedule.

Last expense

In the unfortunate event of death, the personal accident cover from Allianz provides a monetary benefit to your next of kin/beneficiary upto the limit you have chosen.

Permanent Total Disability

If the insured accidentally sustains injuries that are irreversible such as amputation of a limb, loss of hearing or sight, the policy will pay the benefit defined in the schedule as per the continental scale of benefits. The scale of disability is determined by a medical doctor.

Temporary Total Disability

This weekly benefit is payable where the insured is accidentally injured leading to being temporarily disabled e.g. breaking a limb. The duration of disability is determined by a medical doctor.

Medical Reimbursement

Actual costs incurred when seeking medical attention as a result of accidental injuries sustained ? are reimbursed upto the limit chosen and indicated in the schedule of the policy.

Artificial limbs

Expenses incurred where the injuries sustained in an accident necessitate the insured to have the use of prosthetic limbs.

Dental Expenses

Covers expenses incurred after accidental injuries that necessitate dental care.

Ambulance expense

Following accidental injuries, if the insured requires the use of an ambulance to a medical facility, the expenses incurred would be reimbursed upto the limit specified in the schedule.

Wheel chair

Reimburses expenses incurred when the insured is accidentally injured and requires the use of a wheelchair.

Hospital Cash (Payable once)

When the insured is hospitalized due to injuries sustained accidentally, the cover makes a one-off payment to assist the insured purchase basic necessities e.g airtime, toiletries etc.

Counselling

Following traumatizing accidental injuries sustained by the insured, should the doctors prescribe counselling, this cover extends to reimburse such costs up to the limit provided in the policy schedule.

Physiotherapy

In the event doctors require the insured to undergo rehabilitation in order to regain full use of limbs and faculties as a result of accidental injuries sustained, this policy covers such related expenses upto the limit chosen and indicated in the policy schedule.