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Allianz Insurance Company of Kenya Limited (Allianz Kenya)

Income Guarantee Upon Injury (Personal Accident Insurance)

Allianz Kenya personal accident insurance saves you from the deep dreaded thoughts, so you can live blissfully. It guarantees you a reliable income in case of an accidental injury, affording you the same lifestyle you’ve worked hard to achieve and maintain regardless of what life throws at you. We designed our cover with you in mind. Our policy covers arrays of eventualities associated with accidental injury; from medical emergencies, temporary and permanent disability and even death. The benefits include; income while being hospitalized until you recover, a monetary payment in case of disability or a lump sum benefit to next of kin in case of death. In addition to that, the dental cost, ambulance expense, wheelchair acquisition, counseling and physiotherapy costs are covered. The Allianz Kenya Personal Insurance Cover is available for individuals and families. What’s more, you can buy it for your students or children who are in need of a Personal Accident Insurance without necessarily having the parents covered as well. See the options below and buy online today.

Adult Benefits

  Option 1Option 2Option 3Option 4Option 5Option 6
Death Benefits Upto KES 520,000 Upto KES 1,030,000 Upto KES 2,040,000 Upto KES 5,050,000 Upto KES 8,075,000 Upto KES 10,100,000
Death
500,000 1,000,000 2.000,000 5,000,000 8,000,000 10,000,000
Last expense
20,000 30,000 40,000 50,000 75,000 100,000
Disability Benefits Upto KES 760,000 Upto KES 152,000 Upto KES 265,000 Upto KES 578,000 Upto KES 904,000 Upto KES 1,130,000
Permanent Total Disability
500,000 1,000,000 2,000,000 5,000,000 8,000,000 10,000,000
Temporary Total Disability
5,000 10,000 12,500 15,000 20,000 25,000
Medical Benefits Upto KES 92,500 Upto KES 158,000 Upto KES 175,000 Upto KES 280,000 Upto KES 367,500 Upto KES 517,500
Medical Reimbursement
50,000 100,000 100,000 150,000 200,000 300,000
Artificial limbs
10,000 15,000 20,000 50,000 75,000 100,000
Dental Expenses
5,000 5,000 7,500 10,000 10,000 12,500
Ambulance expense
10,000 15,000 20,000 30,000 35,000 40,000
Wheel chair
5,000 6,500 7,500 10,000 10,000 15,000
Hospital Cash (Payable once)
2,500 5,000 7,500 10,000 12,500 15,000
Counselling
5,000 5,000 5,000 10,000 10,000 15,000
Physiotherapy
5,000 6,500 7,500 10,000 15,000 20,000

Child Benefits

  Option 1Option 2Option 3Option 4Option 5Option 6
Death Benefits Upto KES 60,000 Upto KES 120,000 Upto KES 230,000 Upto KES 540,000 Upto KES 850,000 Upto KES 1,060,000
Death 50,000 100,000 200,000 500,000 800,000 1,000,000
Last expense 10,000 20,000 30,000 40,000 50,000 60,000
Disability Benefits Upto KES 76,000 Upto KES 101,000 Upto KES 202,000 Upto KES 505,000 Upto KES 808,000 Upto KES 1,010,000
Permanent Total Disability 50,000 100,000 200,000 500,000 800,000 1,000,000
Temporary Total Disability KES 500 1,000 2,000 5,000 8,000 10,000
Medical Benefits Upto KES 57,000 Upto KES 92,000 Upto KES 152,500 Upto KES 232,500 Upto KES 295,000 Upto KES 385,000
Medical Reimbursement 25,000 50,000 100,000 150,000 200,000 250,000
Artificial limbs 5,000 10,000 15,000 20,000 25,000 50,000
Dental Expenses 5,000 5,000 5,000 10,000 10,000 10,000
Ambulance expense 5,000 10,000 15,000 20,000 25,000 30,000
Wheel chair 5,000 5,000 5,000 10,000 10,000 10,000
Hospital Cash (Payable once) 2,000 2,000 2,500 2,500 5,000 5,000
Counselling 5,000 5,000 5,000 10,000 10,000 15,000
Physiotherapy 5,000 5,000 5,000 10,000 10,000 15,000

Events you are covered for

In the unfortunate event of accidental fatal injuries, the cover will pay the legal representative the benefit specified in the policy schedule.
In the unfortunate event of death, the personal accident cover from Allianz provides a monetary benefit to your next of kin/beneficiary upto the limit you have chosen.
If the insured accidentally sustains injuries that are irreversible such as amputation of a limb, loss of hearing or sight, the policy will pay the benefit defined in the schedule as per the continental scale of benefits. The scale of disability is determined by a medical doctor.
This weekly benefit is payable where the insured is accidentally injured leading to being temporarily disabled e.g. breaking a limb. The duration of disability is determined by a medical doctor.
Actual costs incurred when seeking medical attention as a result of accidental injuries sustained ? are reimbursed upto the limit chosen and indicated in the schedule of the policy.
Expenses incurred where the injuries sustained in an accident necessitate the insured to have the use of prosthetic limbs.
Covers expenses incurred after accidental injuries that necessitate dental care.
Following accidental injuries, if the insured requires the use of an ambulance to a medical facility, the expenses incurred would be reimbursed upto the limit specified in the schedule.
Reimburses expenses incurred when the insured is accidentally injured and requires the use of a wheelchair.
When the insured is hospitalized due to injuries sustained accidentally, the cover makes a one-off payment to assist the insured purchase basic necessities e.g airtime, toiletries etc.
Following traumatizing accidental injuries sustained by the insured, should the doctors prescribe counselling, this cover extends to reimburse such costs up to the limit provided in the policy schedule.
In the event doctors require the insured to undergo rehabilitation in order to regain full use of limbs and faculties as a result of accidental injuries sustained, this policy covers such related expenses upto the limit chosen and indicated in the policy schedule.