Allianz Insurance Company of Kenya Limited
Allianz Kenya personal accident insurance saves you from the deep dreaded thoughts, so you can live blissfully. It guarantees you a reliable income in case of an accidental injury, affording you the same lifestyle you’ve worked hard to achieve and maintain regardless of what life throws at you. We designed our cover with you in mind. Our policy covers arrays of eventualities associated with accidental injury; from medical emergencies, temporary and permanent disability and even death. The benefits include; income while being hospitalized until you recover, a monetary payment in case of disability or a lump sum benefit to next of kin in case of death. In addition to that, the dental cost, ambulance expense, wheelchair acquisition, counseling and physiotherapy costs are covered. The Allianz Kenya Personal Insurance Cover is available for individuals and families. What’s more, you can buy it for your students or children who are in need of a Personal Accident Insurance without necessarily having the parents covered as well. See the options below and buy online today.
| Option 1 | Option 2 | Option 3 | Option 4 | Option 5 | Option 6 | |
|---|---|---|---|---|---|---|
| Death Benefits | Upto KES 520,000 | Upto KES 1,030,000 | Upto KES 2,040,000 | Upto KES 5,050,000 | Upto KES 8,075,000 | Upto KES 10,100,000 |
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Death In the unfortunate event of accidental fatal injuries, the cover will pay the legal representative the benefit specified in the policy schedule.
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500,000 | 1,000,000 | 2.000,000 | 5,000,000 | 8,000,000 | 10,000,000 |
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Last expense In the unfortunate event of death, the personal accident cover from Allianz provides a monetary benefit to your next of kin/beneficiary upto the limit you have chosen.
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20,000 | 30,000 | 40,000 | 50,000 | 75,000 | 100,000 |
| Disability Benefits | Upto KES 760,000 | Upto KES 152,000 | Upto KES 265,000 | Upto KES 578,000 | Upto KES 904,000 | Upto KES 1,130,000 |
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Permanent Total Disability If the insured accidentally sustains injuries that are irreversible such as amputation of a limb, loss of hearing or sight, the policy will pay the benefit defined in the schedule as per the continental scale of benefits. The scale of disability is determined by a medical doctor.
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500,000 | 1,000,000 | 2,000,000 | 5,000,000 | 8,000,000 | 10,000,000 |
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Temporary Total Disability This weekly benefit is payable where the insured is accidentally injured leading to being temporarily disabled e.g. breaking a limb. The duration of disability is determined by a medical doctor.
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5,000 | 10,000 | 12,500 | 15,000 | 20,000 | 25,000 |
| Medical Benefits | Upto KES 92,500 | Upto KES 158,000 | Upto KES 175,000 | Upto KES 280,000 | Upto KES 367,500 | Upto KES 517,500 |
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Medical Reimbursement Actual costs incurred when seeking medical attention as a result of accidental injuries sustained ? are reimbursed upto the limit chosen and indicated in the schedule of the policy.
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50,000 | 100,000 | 100,000 | 150,000 | 200,000 | 300,000 |
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Artificial limbs Expenses incurred where the injuries sustained in an accident necessitate the insured to have the use of prosthetic limbs.
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10,000 | 15,000 | 20,000 | 50,000 | 75,000 | 100,000 |
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Dental Expenses Covers expenses incurred after accidental injuries that necessitate dental care.
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5,000 | 5,000 | 7,500 | 10,000 | 10,000 | 12,500 |
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Ambulance expense Following accidental injuries, if the insured requires the use of an ambulance to a medical facility, the expenses incurred would be reimbursed upto the limit specified in the schedule.
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10,000 | 15,000 | 20,000 | 30,000 | 35,000 | 40,000 |
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Wheel chair Reimburses expenses incurred when the insured is accidentally injured and requires the use of a wheelchair.
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5,000 | 6,500 | 7,500 | 10,000 | 10,000 | 15,000 |
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Hospital Cash (Payable once) When the insured is hospitalized due to injuries sustained accidentally, the cover makes a one-off payment to assist the insured purchase basic necessities e.g airtime, toiletries etc.
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2,500 | 5,000 | 7,500 | 10,000 | 12,500 | 15,000 |
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Counselling Following traumatizing accidental injuries sustained by the insured, should the doctors prescribe counselling, this cover extends to reimburse such costs up to the limit provided in the policy schedule.
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5,000 | 5,000 | 5,000 | 10,000 | 10,000 | 15,000 |
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Physiotherapy In the event doctors require the insured to undergo rehabilitation in order to regain full use of limbs and faculties as a result of accidental injuries sustained, this policy covers such related expenses upto the limit chosen and indicated in the policy schedule.
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5,000 | 6,500 | 7,500 | 10,000 | 15,000 | 20,000 |
| Option 1 | Option 2 | Option 3 | Option 4 | Option 5 | Option 6 | |
|---|---|---|---|---|---|---|
| Death Benefits | Upto KES 60,000 | Upto KES 120,000 | Upto KES 230,000 | Upto KES 540,000 | Upto KES 850,000 | Upto KES 1,060,000 |
| Death | 50,000 | 100,000 | 200,000 | 500,000 | 800,000 | 1,000,000 |
| Last expense | 10,000 | 20,000 | 30,000 | 40,000 | 50,000 | 60,000 |
| Disability Benefits | Upto KES 76,000 | Upto KES 101,000 | Upto KES 202,000 | Upto KES 505,000 | Upto KES 808,000 | Upto KES 1,010,000 |
| Permanent Total Disability | 50,000 | 100,000 | 200,000 | 500,000 | 800,000 | 1,000,000 |
| Temporary Total Disability | KES 500 | 1,000 | 2,000 | 5,000 | 8,000 | 10,000 |
| Medical Benefits | Upto KES 57,000 | Upto KES 92,000 | Upto KES 152,500 | Upto KES 232,500 | Upto KES 295,000 | Upto KES 385,000 |
| Medical Reimbursement | 25,000 | 50,000 | 100,000 | 150,000 | 200,000 | 250,000 |
| Artificial limbs | 5,000 | 10,000 | 15,000 | 20,000 | 25,000 | 50,000 |
| Dental Expenses | 5,000 | 5,000 | 5,000 | 10,000 | 10,000 | 10,000 |
| Ambulance expense | 5,000 | 10,000 | 15,000 | 20,000 | 25,000 | 30,000 |
| Wheel chair | 5,000 | 5,000 | 5,000 | 10,000 | 10,000 | 10,000 |
| Hospital Cash (Payable once) | 2,000 | 2,000 | 2,500 | 2,500 | 5,000 | 5,000 |
| Counselling | 5,000 | 5,000 | 5,000 | 10,000 | 10,000 | 15,000 |
| Physiotherapy | 5,000 | 5,000 | 5,000 | 10,000 | 10,000 | 15,000 |