A third party, fire and theft insurance cover gives you the most efficient cover for your motor vehicle. This cover is efficient for two reasons. First, the cover is cost effective since it provides a cover for few and very specific risks. Its clarity makes it easy to understand, unlike comprehensive motor insurance policies that are sometimes difficult to comprehend. Secondly, the cover is efficient because it offers you coverage from the most common risks that your car is likely to face. In addition to covering third parties, the cover also protects you from loss of your car through theft, and to accidental fire.
Our third party, fire and theft policy is provided as an efficient option for those who have the capacity to absorb some of the risks associated with motoring, but are prudent enough to seek a cover for the most common risks cars are exposed to in Kenya. We would like to hear from you to help you understand why this policy may be your best option if you are looking for an efficient car insurance cover in Kenya.
Benefits |
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Excess |
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Your Contribution |
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| Own Damage This is the portion of any loss that you will have to bear in case of damage to the insured car
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2.5% of Estimated Value |
| Theft (With Anti-Theft Device) This is the portion of any loss you will have to bear if your car is stolen while fitted with an antitheft device
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Lower of 10% Estimated Value or Pre-theft Value |
| Theft (Without Anti-Theft Device) This is the portion of any loss you will have to bear if your car is stolen and had not been fitted with an antitheft device
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Lower of 20% Estimated Value or Pre-theft Value |
| Theft (With Tracking Device) This is the portion of any loss that you will have to bear in case your car is stolen while fitted with a tracking device
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Lower of 2.5% Estimated Value or Pre-theft Value |
| Third Party Property Damage This is the amount of any loss that you will have to bear if your car is involved in accident leading to damage to property belonging to third parties
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7,500 |
| Young Driver (Aged 21 or less) This is the amount of any claim that you will have to bear if your vehicle is involved in an accident and was driven by a driver aged 21 years or less
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5,000 |
| Inexperienced Driver (1 year experience or less) This is the amount of any claim that you will have to bear if your vehicle is involved in an accident and was driven by a driver who has held a driving license for less than one year
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5,000 |