Tractors are some of the most rugged machinery you can find anywhere. They are built to be tough, and to last several lifetimes. You would be forgiven to think that tractors don’t need Tractor Comprehensive Insurance because they are tough, rough and durable.
In reality, tractors need comprehensive motor insurance too. They can damage other people’s property, they can tip over while lifting or carrying heavy loads, they get crushed by falling trees and falling debris, and they can also catch fire. In other words, they may be tough, but they are vulnerable just like any other vehicle.
We are well aware of the risks tractors face, and that’s why we have developed a very competitive comprehensive tractor insurance policy.
See details below and buy online today.
Benefits |
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Excess |
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Your Contribution |
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| Own Damage This is the portion of any loss that you will have to bear in case of damage to the insured tractor
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5% of Estimated Value |
| Theft (With anti-theft device) This is the portion of any loss you will have to bear if your tractor is stolen while fitted with an antitheft device
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Lower of 10% Estimated Value or Pre-theft Value |
| Theft (Without anti-theft device) This is the portion of any loss you will have to bear if your tractor is stolen and had not been fitted with an antitheft device
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Lower of 20% Estimated Value or Pre-theft Value |
| Theft (With Tracking device) This is the portion of any loss that you will have to bear in case your tractor is stolen while fitted with a tracking device
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Lower of 5% Estimated Value or Pre-theft Value |
| Third Property damage This is the amount of any loss that you will have to bear if your tractor is involved in accident leading to damage to property belonging to third parties
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10,000 |
| Young driver, Age 21 years and below This is the amount of any claim that you will have to bear if your tractor is involved in an accident and was driven by a driver aged 21 years or less
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7,500 |
| Inexperienced driver, Period held a driving licence <=3 year This is the amount of any claim that you will have to bear if your tractor is involved in an accident and was driven by a driver who has held a driving license for less than one year
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7,500 |