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Allianz Insurance Company of Kenya Limited (Allianz Kenya)

Buy Tractor Insurance Online

Tractors are some of the most rugged machinery you can find anywhere. They are built to be tough, and to last several lifetimes. You would be forgiven to think that tractors don’t need tractor insurance because they are tough, rough and durable. After all, tractors handle some of the toughest jobs around.

In reality, tractors need motor insurance too. They can damage other people’s property, they can tip over while lifting or carrying heavy loads, they get crushed by falling trees, and they can also catch fire.

Allianz Kenya is well aware of the risks tractors face, and that’s why we have developed very competitive tractor insurance policies to take care of the risks your tractors could face. Ask for a tractor insurance quote from Allianz, today.

Tractor Insurance

Comprehensive

Tractors are some of the most rugged machinery you can find anywhere. They are built to be tough, and to last several lifetimes. You...

Third Party Only

This policy works best for situations where your tractor is already protected from many risks, and all you need is a minimum cover to take...

Third Party Fire & Theft

Efficient. That’s what tractors are. And that’s what a third party fire and theft cover is. A third party, fire and theft cover for your tractor ensures...

Events you are covered for

Loss or Damage

We will compensate you if your tractor is written off, stolen, or accidentally damaged. This means that if your tractor is INVOLVED in an accident, we will either pay for the repairs or in case of a write off, pay you the insured value of the tractor as at the time of the accident. If its stolen, we will also pay you to cover your loss (all this is subject to the applicable excess, if any).

Financier's Interest

If your Tractor was bought using a financier’s facility, then we will pay the financier for the losses incurred, and will take over your responsibility to the financier by paying them the value of the tractor.

Protection, Recovery and Removal after accident

Our policy also ensures that your tractor falls under our protection if it is involved in an accident, and we will meet the cost of its protection, recovery and removal from an accident scene.

Authority to Repair

When your tractor is accidentally damaged, we will authorize repairs in a garage approved by us. We will meet the cost of such repairs, also subject to excess.

Passenger Injury/Death

If your tractor is involved in an accident and you had carried someone else in the tractor (a passenger who is not an immediate member of your family) we will pay the financial compensation due to the passenger as awarded by a court of law together with the associated litigation costs subject to the maximum limit.

Third Party Persons Injury/Death

Our tractor insurance policy protects you from the costs that arise when your tractor injures or kills someone. We will take care of all the costs that accrue as a result of such fateful events.

Third Party Property Damage

In the unfortunate event that your tractor damages someone’s property and the person demands compensation, we will pay the claim on your behalf. Your Tractor insurance policy comes with this benefit.

Representation and Defence

If you end up in court because of something connected to the normal usage of your tractor, then we will compensate you for the cost of legal defense.

Emergency Medical Expenses

For every cover, we have an emergency medical expense cover for you subject to cover limits. This cover is limited to emergency expenses.

Vehicle in Custody of Motor Trader or Other Motor Vehicle Service Providers

Loss of your tractor when it is in the hands of a trader or in a garage.