Here is a fact that will surprise you. The Commercial Third Party Fire & Theft insurance cover is the most efficient cover in the market.
Yes, we know you’ve been told that the best cover for your car is a comprehensive car insurance cover - we don’t disagree. You’ve also heard- even from us- that the third party cover is very limited. Again we don’t disagree. However, no one has told you that a third party fire and theft cover actually covers you from the most significant risks your car can face on Kenyan roads. This cover isn’t just midway between comprehensive Commercial insurance and third party Commercial insurance. It’s a cover that gets your essentials covered.
If you need a third party fire and theft cover, buy online now.
Benefits |
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Excess |
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Your Contribution |
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| Own Damage This is the portion of any loss that you will have to bear in case of damage to the insured vehicle.
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5% of the value of the sum insured |
| Theft (With anti-theft device) This is the portion of any loss you will have to bear if your vehicle is stolen while fitted with an antitheft device.
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Lower of 10% Estimated Value or Pre-theft Value |
| Theft (Without anti-theft device) This is the portion of any loss you will have to bear if your vehicle is stolen and had not been fitted with an antitheft device.
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Lower of 20% Estimated Value or Pre-theft Value |
| Theft (with tracking device) This is the portion of any loss that you will have to bear in case your vehicle is stolen while fitted with a tracking device.
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Lower of 20% Estimated Value or Pre-theft Value |
| Third Property damage This is the amount of any loss that you will have to bear if your vehicle is involved in accident leading to damage to property belonging to third parties.
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10,000 |
| Young driver (21 years and below) This is the amount of any claim that you will have to bear if your vehicle is involved in an accident and was driven by a driver aged 21 years or less.
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7,500 |
| Inexperienced driver, Period held a driving licence <=3 year This is the amount of any claim that you will have to bear if your vehicle is involved in an accident and was driven by a driver who has held a driving license for less than one year.
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7,500 |
Usage |
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| Included - Social, domestic and pleasure purposes and your business or profession - SINGLE OR FLEET - Carriage of passengers in connection with your business | |
| Exluded - Racing, Competition, Rallies or Trials, carriage of passengers for hire or reward | |